DISCLAIMER FOR BORROWERS:
We would like to inform you that loans from third-party lenders, like those found through PaydayMint.com, are designed for short-term financial assistance and are not suitable as long-term financial solutions. Those with credit challenges or existing debt should consider professional debt and credit counseling.
It is important for borrowers to be aware of the risks associated with short-term loans, as well as any alternative financial solutions that may better meet their needs and circumstances. Moreover, borrowers should familiarize themselves with any applicable local and state laws concerning short-term loans in their respective states. It is vital that you carefully read and understand the terms of your loan agreement, as you are legally bound to adhere to its stipulations.
Please note that by accepting the terms and conditions of a loan offer, you commit to repay the loan principal and any associated finance charges in accordance with the payment schedule specified in the documents provided by your lender. Failure to make payments or late payments may incur additional fees or charges. PaydayMint.com does not have control over these fees or charges, which may result from nonpayment, late payment, or partial payment.
PaydayMint.com's service is not available in all states. Residents of certain states, including but not limited to Arkansas, New York, Vermont, West Virginia, Washington, and Pennsylvania, are not eligible to use this website or its services. We reserve the right to modify the availability of our service without prior notice. If you request a loan in a state where such loans or loan products are prohibited or where PaydayMint.com does not have an available lender or lending partner, you will not be connected to a lender or lending partner. We strongly recommend that you familiarize yourself with your state's regulations regarding shorter-duration loans. When using our services, you may be connected with a tribal lender. Please be aware that tribal lenders are governed by tribal law and certain federal laws but are exempt from state law. Tribal lenders may require disputes to be resolved in a tribal jurisdiction. Ensure you fully understand the terms of any loan offered by any lender, and do not agree to a shorter-duration loan offer with terms that are unacceptable or that you cannot repay.
PaydayMint.com is not a lender and does not make loan offers but connects users with lenders. We do not make credit decisions or broker loans. Submitting a loan request on this site does not guarantee an offer or approval for a loan. Credit checks may be performed by lenders from credit bureaus or other credit information providers. You are not required to use this site or contract with any third-party lender or service provider. These disclosures are for informational purposes only and should not be interpreted as legal advice.
Please be aware that some third-party lenders in our network may perform credit checks to determine your eligibility for a loan. By providing your information on this website, you grant these third-party lenders permission to verify your information and conduct a credit check. Corrections to this policy should be emailed to [email protected].
Cash advances are intended for short-term financial relief only. Short-term loans carry high interest rates and can be costly if used for extended periods. Customers with credit difficulties should seek credit counseling.