Cathy Pamela Turner has extensive expertise in banking, finance as well as accounting. A large portion of her experience was spent within commercial banks, where she worked in the roles of an underwriter credit Risk Policy Manager director of credit risk, chief credit executive, and many more. Throughout her banking career Cathy not only reviewed different kinds of commercial and personal loans, but also created and monitored policies about the origination of these loans and how they were controlled.
Determining one’s loan eligibility is a crucial aspect of financial planning. This article aims to provide an objective and impersonal overview of the factors to consider when calculating how much loan one can borrow. By understanding their income and expenses, individuals can assess their financial situation and determine how much…
Paying off an installment loan has long been associated with potential negative consequences on one’s credit. This article aims to examine the integrity of this belief and shed light on the factors that influence credit score changes after loan repayment. By exploring credit utilization, loan repayment patterns, and other relevant…
In real estate financing, jumbo loans facilitate high-value property acquisitions. California, known for its robust housing market, requires understanding the factors determining jumbo loan amounts. This article aims to objectively analyze the maximum loan limits, loan-to-value ratios, interest rates, and down payment requirements associated with jumbo loans in California. By…
With the prevalence of bad credit among borrowers, acquiring a big loan can be a challenging endeavor. This article aims to guide you on obtaining substantial loans despite poor credit histories. By examining the impact of bad credit on loan applications and exploring alternative lenders, borrowers with low credit scores…
Do you ever wonder why people take out payday loans? With the current economic crisis, more and more individuals are struggling to make ends meet. As a result, they turn to payday loan providers for help covering their expenses. But with so many loan options available, what kind of rates…